e.g. paying international development funding to peoples mobiles to bypass corrupt governments, online debt advice

e.g. Home Access Initiative to give PCs and the internet to poorer pupils

e.g. BT Basic, Milton Keynes service, Solihull Community Housing project

e.g. online shopping, eprocurement

e.g. Advice Guide online, Toynbee Hall online services

e.g. Electronic credit union services via interactive TV

e.g. link-age teams, ebenefits Rotherham, or GIS mapping of benefit claims in Staffordshire Moorlands

e.g. ebay clubs for individuals to sell items, or a shared service offered by a local authority that generates revenue

For organisations or individuals e.g. reduced travel expenses, or online shopping savings

e.g. Freecycle, timebanking etc

e.g. Financial education games via mobile phones or interactive TV